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Filer vs Non-Filer Cost · Pakistan
What does non-filer status actually cost you?
These rates are adjustable on purposeUnlike the rest of TankhWiz, sources disagreed meaningfully on the exact withholding tax percentages here — some said property purchase is taxed at double the filer rate for non-filers, others said more. The sliders default to our best reading of the most specific, most recent sources, but drag them to match what you've confirmed with FBR or a tax advisor.
Rs
Filer rate3.00%
Non-filer rate6.00%
Reset to default rates
Extra cost of non-filer status
Rs 0
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Calculation
How this works
Why sliders instead of fixed rates
Every other calculator on TankhWiz uses rates we've verified tightly across multiple independent, often primary, sources. For filer vs non-filer withholding tax specifically, we couldn't reach that same level of confidence — different tax guides cited meaningfully different percentages for the same transaction category. Rather than present a number we're not fully sure of as settled fact, these are adjustable — check FBR's official rate card or a tax advisor for your specific transaction, and drag the sliders to match.
What "filer" actually means
A filer is anyone whose name appears on FBR's Active Taxpayer List (ATL) — meaning you've registered for an NTN and filed your annual income tax return by the deadline. Being a filer doesn't cost anything extra, but not being one means paying a significantly higher withholding tax rate on nearly every major financial transaction, permanently, until you file.
This is separate from salary withholding
Filer status doesn't change how much tax is withheld from your salary — that's governed purely by the FBR slabs on the Take-Home Pay calculator. This affects everything else: property purchases, vehicle registration, bank cash withdrawals, dividend income, and prize bond winnings.
Assumptions & limits
A "Late Filer" category (paying an intermediate rate between filer and non-filer) also exists under recent Finance Act changes and isn't modeled here — this tool only compares the two main categories. Figures are for guidance only, not tax advice — verify your specific transaction's rate with FBR before relying on this.